How much state pension am I entitled to?

You can claim the Basic State Pension if you’re:

  • a man born before 6 April 1951
  • a woman born before 6 April 1953

If you were born later, you’ll need to claim the New State Pension instead.

To get the Basic State Pension you must have paid or been credited with National Insurance contributions. The most you can currently get is £134.24 per week (2020-21).

Some calculations about your entitlement are easier than others.

The basis for working out Basic State Pension and single-tier pension is relatively straightforward, but the system for calculating Additional State Pensions and deductions made for contracted out service is exceptionally convoluted.

In the government’s own words “these complex rules have made calculating or forecasting a person’s Additional State Pension entitlement difficult.”

Whichever of these systems applies to you, the following official online resources might be useful:

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